Bad Credit Mortgage Refinance
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Bad Credit Mortgage Refinance

Mortgage refinance is possible irrespective of your credit history, however if your credit history is unclean, your application for refinance may need to go to a bad credit lender.

These lenders tend to be significantly more expensive than the banks and will not lend you more than 80% of the value of your home.

To qualify for a bad credit mortgage refinance you must not be an undischarged bankrupt or in a part 9 agreement. All you unpaid defaults must be paid out, either prior, to or as part of your refinance.

Even if you have already paid out your defaults or have been discharged from bankruptcy for some time – your credit report will continue to reflect your bad credit history for up to 7 years after your debts are cleared.